英國國民保險 (UK National Insurance)

自從英國開放「BNO 5+1」居留政策予持BNO移民英國的港人後,不少香港人都積極考慮移居英國。他們除了關心到埗後的工作或讀書問題外,不少都會未雨綢繆,關心他們的退休生活。而事實是,無論在本地或外地,大家都應該提早規劃,及早訂下退休目標。如果大家打算移民的話,就更應該好好了解一下目的地的退休及養老政策。


英國國民保險福利 – What benefits do my national insurance contributions (NIC) pay for?

Benefits which depend on NIC include:

  • Maternity Allowance
  • Contribution-based/New Style Jobseeker’s Allowance (JSA)
  • Contribution-based/New Style Employment and Support Allowance (ESA)
  • Bereavement Benefits
  • Basic State Pension
  • New State Pension

Benefits which do not depend on NIC include:

  • Attendance Allowance
  • Disability Living Allowance (DLA)
  • Adult Disability Payment Scotland
  • Personal Independence Payment (PIP)
  • Child Benefit
  • Guardian’s Allowance
  • Universal Credit
  • Industrial Injuries benefits
  • Carer’s Allowance

申請前準備文件及資料

  • 英國收信地址
  • 護照號碼
  • BRP number

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